{"id":17016,"date":"2025-08-26T12:12:05","date_gmt":"2025-08-26T10:12:05","guid":{"rendered":"https:\/\/orthopus.com\/?page_id=17016"},"modified":"2025-11-21T12:13:32","modified_gmt":"2025-11-21T11:13:32","slug":"cumul-pch-aidant-familial-et-retraite","status":"publish","type":"page","link":"https:\/\/orthopus.com\/fr\/dossier-mdph\/cumul-pch-aidant-familial-et-retraite\/","title":{"rendered":"Cumul PCH aidant familial et retraite : Guide Complet"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"17016\" class=\"elementor elementor-17016\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-488bd37 e-flex e-con-boxed e-con e-parent\" data-id=\"488bd37\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-592e6b5 elementor-widget elementor-widget-heading\" data-id=\"592e6b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Cumul PCH aidant familial et retraite : entre engagement solidaire, droits reconnus et complexit\u00e9s administratives<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eaf3f5c e-flex e-con-boxed e-con e-parent\" data-id=\"eaf3f5c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d58e88 elementor-widget elementor-widget-heading\" data-id=\"1d58e88\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Comprendre la PCH et le r\u00f4le d\u2019aidant familial retrait\u00e9<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-26c4d69 e-flex e-con-boxed e-con e-parent\" data-id=\"26c4d69\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3f9092d elementor-widget elementor-widget-text-editor\" data-id=\"3f9092d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tImaginez un instant : vous \u00eates Charlie Bucket. Vous vivez dans une petite maison bringuebalante avec toute votre famille, vous mangez de la soupe au chou tous les soirs, et votre plus grand r\u00eave ? Une tablette de chocolat. Puis, un jour, jackpot : un ticket dor\u00e9. Une promesse d\u2019aventure pour aller visiter la chocolaterie du myst\u00e9rieux Willy Wonka et rencontrer les fameux Oompa Loompas.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0b4d459 e-flex e-con-boxed e-con e-parent\" data-id=\"0b4d459\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8c897ad elementor-widget elementor-widget-image\" data-id=\"8c897ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1280\" height=\"720\" src=\"https:\/\/orthopus.com\/wp-content\/uploads\/2025\/07\/IMG-250630-Charlie-et-la-chocolaterie-1.webp\" class=\"attachment-full size-full wp-image-17020\" alt=\"Image issu du film Charlie et la chocolaterie lorsque Charlie d\u00e9couvre son ticket d&#039;or.\" srcset=\"https:\/\/orthopus.com\/wp-content\/uploads\/2025\/07\/IMG-250630-Charlie-et-la-chocolaterie-1.webp 1280w, https:\/\/orthopus.com\/wp-content\/uploads\/2025\/07\/IMG-250630-Charlie-et-la-chocolaterie-1-300x169.webp 300w, https:\/\/orthopus.com\/wp-content\/uploads\/2025\/07\/IMG-250630-Charlie-et-la-chocolaterie-1-1024x576.webp 1024w, https:\/\/orthopus.com\/wp-content\/uploads\/2025\/07\/IMG-250630-Charlie-et-la-chocolaterie-1-768x432.webp 768w, https:\/\/orthopus.com\/wp-content\/uploads\/2025\/07\/IMG-250630-Charlie-et-la-chocolaterie-1-150x85.webp 150w, https:\/\/orthopus.com\/wp-content\/uploads\/2025\/07\/IMG-250630-Charlie-et-la-chocolaterie-1-600x338.webp 600w, https:\/\/orthopus.com\/wp-content\/uploads\/2025\/07\/IMG-250630-Charlie-et-la-chocolaterie-1-200x113.webp 200w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ffa4115 e-flex e-con-boxed e-con e-parent\" data-id=\"ffa4115\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1421913 elementor-widget elementor-widget-text-editor\" data-id=\"1421913\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>Charlie Bucket tenant le pr\u00e9cieux ticket d\u2019or &#8211; Charlie et la Chocolaterie (2005), r\u00e9alis\u00e9 par Tim Burton.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-708c125 e-flex e-con-boxed e-con e-parent\" data-id=\"708c125\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b1caee0 elementor-widget elementor-widget-text-editor\" data-id=\"b1caee0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-block-id=\"c41d9b84-f19e-47f5-86e8-e86bba33decb\" data-pm-slice=\"1 1 []\">Maintenant, changeons de d\u00e9cor. Pas de rivi\u00e8res de chocolat ni de chewing-gum repas complet. Pour beaucoup de personnes en situation de handicap, ce &#8220;ticket d&#8217;or&#8221; change la donne et existe de mani\u00e8re moins sucr\u00e9e.\u00a0Il s\u2019appelle la <a href=\"https:\/\/www.service-public.fr\/particuliers\/vosdroits\/F14202\">Prestation de compensation du handicap<\/a>, ou PCH. C\u2019est un levier bien r\u00e9el pour acc\u00e9der \u00e0 plus d\u2019autonomie, d\u2019\u00e9galit\u00e9 et de libert\u00e9. Aide humaine, am\u00e9nagement du logement, transport adapt\u00e9, mat\u00e9riel sp\u00e9cialis\u00e9&#8230; la PCH, c\u2019est un peu la machine de Willy Wonka, mais au service de l\u2019inclusion. Pas besoin de magie, juste de justice.<\/p><p>Cr\u00e9\u00e9e par la loi du 11 f\u00e9vrier 2005 pour l\u2019<a href=\"https:\/\/www.legifrance.gouv.fr\/jorf\/id\/JORFTEXT000000809647\">\u00e9galit\u00e9 des droits et des chances, la participation et la citoyennet\u00e9 des personnes handicap\u00e9es<\/a>, la Prestation de compensation du handicap est une aide financi\u00e8re vers\u00e9e par le Conseil D\u00e9partemental. <strong>Son objectif est clair : permettre \u00e0 une personne en situation de handicap de financer les <a href=\"https:\/\/orthopus.com\/fr\/aides-financieres\/aides-financieres-handicap\/\">aides n\u00e9cessaires \u00e0 sa vie quotidienne<\/a>, selon son degr\u00e9 d\u2019autonomie, ses besoins et son projet de vie.<\/strong> Cela permet notamment de financer une assistance dans les gestes essentiels du quotidien : aide \u00e0 la toilette, aux repas, aux d\u00e9placements, ou encore pour assurer une pr\u00e9sence r\u00e9guli\u00e8re. L\u2019aide peut \u00eatre r\u00e9alis\u00e9e par <a href=\"http:\/\/professionnel.le\">un\u2022e professionnel\u2022le<\/a> et\/ou par un\u2022e aidant\u2022e familial\u2022e. Parmi les volets couverts par la Prestation de compensation du handicap, l\u2019aide humaine est l\u2019une des plus sollicit\u00e9s.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-454755a e-flex e-con-boxed e-con e-parent\" data-id=\"454755a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cc0b382 elementor-widget elementor-widget-spacer\" data-id=\"cc0b382\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-101d1fb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"101d1fb\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-728d178\" data-id=\"728d178\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8b91f1d elementor-widget elementor-widget-text-editor\" data-id=\"8b91f1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><br \/>\ud83d\udc19<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2ce819a\" data-id=\"2ce819a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ef44009 elementor-widget elementor-widget-text-editor\" data-id=\"ef44009\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Point vocab\u2019 du poulpe : c\u2019est quoi un aidant familial ?<\/strong><\/p><p>Un aidant familial est un proche non professionnel (conjoint\u2022e, parent, enfant, fr\u00e8re ou s\u0153ur, etc.) qui apporte une aide r\u00e9guli\u00e8re. Il ou elle peut \u00eatre r\u00e9mun\u00e9r\u00e9 via des aides comme la PCH, en dehors du r\u00e9gime d\u2019emploi direct (il ou elle n\u2019est pas formellement employ\u00e9\u2022e par la personne aid\u00e9e mais per\u00e7oit une indemnisation forfaitaire). Cette situation diff\u00e8re du recours \u00e0 un\u2022e salari\u00e9\u2022e professionnel\u2022le ou \u00e0 un\u2022e intervenant\u2022e m\u00e9dico-social, car elle repose sur un lien affectif et souvent, une implication de longue dur\u00e9e. L\u2019aidant familial accompagne au quotidien pour : l\u2019aide \u00e0 l\u2019hygi\u00e8ne et \u00e0 l\u2019habillage, les repas, l\u2019entretien du logement, les d\u00e9marches administratives et le maintien de la vie sociale : sorties, rencontres, loisirs, etc.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-c1893ec e-flex e-con-boxed e-con e-parent\" data-id=\"c1893ec\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72ad485 elementor-widget elementor-widget-spacer\" data-id=\"72ad485\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-927bf1e e-flex e-con-boxed e-con e-parent\" data-id=\"927bf1e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f2bddb7 elementor-widget elementor-widget-text-editor\" data-id=\"f2bddb7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-block-id=\"b376e7fb-dab6-447b-a5a2-14a5fdd55634\" data-pm-slice=\"1 1 []\">En raison d&#8217;une population vieillissante, de plus en plus d&#8217;aidant\u2022es sont eux-m\u00eames retrait\u00e9\u2022es. Ce sont des parents qui accompagnent un enfant adulte en situation de handicap ou des conjoints qui soutiennent leur partenaire.<\/p><p>En France, <a href=\"https:\/\/www.carenews.com\/fondation-swiss-life\/news\/barometre-de-l-aidance-2024-les-grands-chiffres\">1 Fran\u00e7ais\u2022e sur 4<\/a> est aidant\u2022e, 23% de ceux-ci ont plus de 65 ans. Ces personnes jouent un r\u00f4le fondamental dans le maintien \u00e0 domicile et la qualit\u00e9 de vie de leurs proches. Souvent non form\u00e9\u2022es, peu reconnu\u2022es et peu soutenu\u2022es, ces aidant\u2022es retrait\u00e9\u2022es se trouvent \u00e0 la crois\u00e9e de plusieurs enjeux : solidarit\u00e9 interg\u00e9n\u00e9rationnelle, <a href=\"https:\/\/orthopus.com\/fr\/aidant\/halte-repit\/\">fatigue physique et \u00e9motionnelle<\/a>, et pr\u00e9carisation potentielle en particulier s\u2019ils ne pensent pas \u00e0 cumuler la PCH aidant familial et leur retraite.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f862c52 e-flex e-con-boxed e-con e-parent\" data-id=\"f862c52\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e7e5890 elementor-widget elementor-widget-spacer\" data-id=\"e7e5890\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4627418 e-flex e-con-boxed e-con e-parent\" data-id=\"4627418\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0e0bef9 elementor-widget elementor-widget-heading\" data-id=\"0e0bef9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cumul PCH et retraite : un droit possible mais encadr\u00e9<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f538e8d e-flex e-con-boxed e-con e-parent\" data-id=\"f538e8d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c75d108 elementor-widget elementor-widget-text-editor\" data-id=\"c75d108\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Lorsqu\u2019un\u2022e proche retrait\u00e9\u2022e accompagne au quotidien une personne en situation de handicap, une question revient souvent : <strong>peut-il\u2022elle \u00eatre r\u00e9mun\u00e9r\u00e9\u2022e au titre de la PCH ?<\/strong> La r\u00e9ponse est <a href=\"https:\/\/www.service-public.fr\/particuliers\/vosdroits\/F32794\">oui<\/a> \u2014 mais ce droit est strictement encadr\u00e9.<\/p><p>Il ne s\u2019agit pas d\u2019un salaire au sens classique, car il n\u2019y a ni contrat de travail, ni lien de subordination, ni cotisations sociales standards. C\u2019est donc un revenu d\u00e9clar\u00e9, mais non consid\u00e9r\u00e9 comme une activit\u00e9 professionnelle. Cela signifie que le versement <a href=\"https:\/\/www.aidonslesnotres.fr\/aidants\/discussions\/legislation-cumul-retraite-et-salaire-aidant-familial\/\">n\u2019impacte pas la pension de retraite<\/a>, notamment dans le r\u00e9gime g\u00e9n\u00e9ral. Le ou la retrait\u00e9\u2022e peut donc \u00eatre indemnis\u00e9\u2022e par la <a href=\"https:\/\/www.service-public.fr\/particuliers\/vosdroits\/F14202\">Prestation de compensation du handicap<\/a> sans craindre de voir sa retraite suspendue ou r\u00e9duite.<\/p><p>Il existe des diff\u00e9rences entre les r\u00e9gimes de retraite basiques et les compl\u00e9mentaires :<\/p><ul><li>R\u00e9gime de base (Assurance retraite) : le cumul est autoris\u00e9 sans restriction, tant que la r\u00e9mun\u00e9ration PCH ne correspond pas \u00e0 un emploi d\u00e9clar\u00e9 (exemple : emploi direct via <a href=\"https:\/\/www.pajemploi.urssaf.fr\/pajewebinfo\/cms\/sites\/pajewebinfo\/accueil.html\">Pajemploi<\/a>).<\/li><li>R\u00e9gimes compl\u00e9mentaires (<a href=\"https:\/\/www.agirc-arrco.fr\/\">Agirc-Arrco<\/a>) : en principe, la r\u00e9mun\u00e9ration PCH n\u2019est pas consid\u00e9r\u00e9e comme un revenu d\u2019activit\u00e9 professionnelle, donc elle ne bloque pas <a href=\"https:\/\/www.previssima.fr\/question-pratique\/comment-fonctionne-le-cumul-emploi-retraite-dans-les-regimes-complementaires-des-salaries.html\">les droits \u00e0 retraite compl\u00e9mentaire<\/a>. Mais chaque caisse peut avoir ses r\u00e8gles, donc il est recommand\u00e9 de v\u00e9rifier individuellement.<\/li><\/ul><p>Pour <strong>les retrait\u00e9\u2022es de la fonction publique ou ceux ou celles des r\u00e9gimes sp\u00e9ciaux comme les agriculteurs et agricultrices et les ind\u00e9pendant\u2022es<\/strong>, les r\u00e8gles sont plus strictes. Le versement de la PCH n\u2019est pas automatiquement compatible, il est recommand\u00e9 de contacter sa caisse de retraite pour v\u00e9rifier si le cumul PCH aidant familial et retraite est possible. Dans le cadre d\u2019un <a href=\"https:\/\/www.service-public.fr\/particuliers\/vosdroits\/F13243\">cumul emploi-retraite<\/a> ou d\u2019une retraite progressive, la situation est plus complexe. Si l\u2019aidant\u2022e retrait\u00e9\u2022e per\u00e7oit d\u00e9j\u00e0 un revenu d\u2019activit\u00e9, l\u2019indemnisation PCH peut \u00eatre requalifi\u00e9e selon le mode de d\u00e9claration. L\u00e0 encore, l\u2019absence de contrat de travail est un crit\u00e8re cl\u00e9.<\/p><p>Enfin, les aidants familiaux peuvent b\u00e9n\u00e9ficier d\u2019une <a href=\"https:\/\/www.klesia.fr\/vous-etes-aidant-vous-avez-le-droit-des-aides\">majoration de trimestres pour la retraite<\/a>, notamment s\u2019ils ont interrompu ou r\u00e9duit leur activit\u00e9 pour s\u2019occuper de leur proche. Cependant, la r\u00e9forme des retraites &#8211; encore \u00e0 l\u2019\u00e9tat de projet &#8211; tend \u00e0 remplacer ce m\u00e9canisme par un <a href=\"https:\/\/www.faire-face.fr\/2020\/01\/24\/reforme-retraites-aidants-passent-points\/\">syst\u00e8me de points<\/a>, moins favorable dans certains cas.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fbd97d5 e-flex e-con-boxed e-con e-parent\" data-id=\"fbd97d5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-998b974 elementor-widget elementor-widget-spacer\" data-id=\"998b974\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ac7ce18 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ac7ce18\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e4a5e8a\" data-id=\"e4a5e8a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1c2f44a elementor-widget elementor-widget-text-editor\" data-id=\"1c2f44a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><br \/>\ud83d\udc19<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-eaf7102\" data-id=\"eaf7102\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b7cf528 elementor-widget elementor-widget-text-editor\" data-id=\"b7cf528\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Le coup de pouce du poulpe : attention aux erreurs de d\u00e9claration<\/strong><br \/><br \/>Mal d\u00e9clarer l\u2019indemnisation per\u00e7ue au titre de la Prestation de compensation du handicap peut entra\u00eener de nombreux malus comme des remboursements, des suspensions de retraite ou des sanctions fiscales.<br \/><br \/><\/p><p><strong>Nous vous conseillons donc vivement de conserver tous les justificatifs de versement PCH (attestations, relev\u00e9s, d\u00e9clarations CAF ou MDPH) et d\u2019informer votre caisse de retraite en cas de doute.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-0a66ece e-flex e-con-boxed e-con e-parent\" data-id=\"0a66ece\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f90a42f elementor-widget elementor-widget-spacer\" data-id=\"f90a42f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-72b70f4 e-flex e-con-boxed e-con e-parent\" data-id=\"72b70f4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4238b2b elementor-widget elementor-widget-heading\" data-id=\"4238b2b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">R\u00e9gime fiscal et social : ce qu\u2019il faut d\u00e9clarer, ce qu\u2019on peut conserver<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-679ac7c e-flex e-con-boxed e-con e-parent\" data-id=\"679ac7c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1375ef1 elementor-widget elementor-widget-text-editor\" data-id=\"1375ef1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-block-id=\"de48ae43-d336-4fbb-864f-468391645371\" data-pm-slice=\"1 1 []\">Il faut prendre un maximum de pr\u00e9cautions, conserver tous les <a href=\"https:\/\/orthopus.com\/fr\/aidant\/justificatif-aidant-familial\/\">justificatifs possibles<\/a> et bien se renseigner pour d\u00e9clarer ses imp\u00f4ts. Lorsque vous \u00eates aidant familial et que vous \u00eates d\u00e9dommag\u00e9\u2022e par des aides, cette t\u00e2che peut s\u2019av\u00e9rer plus ardue ! Soit vous \u00eates salari\u00e9\u2022e de la personne que vous aidez, soit vous \u00eates d\u00e9dommag\u00e9\u2022e par les aides qu&#8217;elle touche (comme la PCH).<\/p><ul><li>Si vous \u00eates salari\u00e9\u2022e, vous d\u00e9clarez vos revenus normalement comme si vous travailliez encore pendant votre retraite. Cette somme n\u2019est pas <a href=\"https:\/\/www.enfant-different.org\/vos-aides\/prestation-de-compensation-impots\/\">imposable<\/a>.<br \/>\u27a1\ufe0f Vous \u00eates \u00e9galement soumis\u2022e aux cotisations sociales au contraire d\u2019un aidant familial non salari\u00e9.<\/li><li>Si vous \u00eates d\u00e9dommag\u00e9\u2022e (donc non soumis\u2022e \u00e0 un contrat de travail), vous d\u00e9clarez vos revenus comme des b\u00e9n\u00e9fices non commerciaux et ils ne sont pas imposables.<\/li><\/ul><p>Pour ce qui est des autres aides, comme l\u2019<a href=\"https:\/\/www.info-retraite.fr\/portail-info\/sites\/PortailInformationnel\/home\/mes-droits-a-la-retraite\/age-et-montant-de-ma-retraite\/montants-minimums\/allocations-de-solidarite-aspa-a.html\">Allocation de solidarit\u00e9 aux personnes \u00e2g\u00e9es<\/a> (ASPA) ou l\u2019<a href=\"https:\/\/www.service-public.fr\/particuliers\/vosdroits\/F12006\">Aide personnalis\u00e9e au logement<\/a> (APL), elles peuvent avoir un impact sur vos imp\u00f4ts.<\/p><ul><li>L\u2019ASPA (Allocation de solidarit\u00e9 aux personnes \u00e2g\u00e9es) est soumise \u00e0 condition de ressources. Toute somme per\u00e7ue n\u2019est pas imposable mais elle peut \u00eatre prise en compte dans le calcul de vos ressources annuelles.<br \/>\u27a1\ufe0f Si vous percevez un montant qui d\u00e9passe le plafond de ressources, l\u2019ASPA diminuera voire dispara\u00eetra compl\u00e8tement.<\/li><li>L\u2019APL (Aide personnalis\u00e9e au logement) est aussi calcul\u00e9e sur la base de vos ressources.<br \/>\u27a1\ufe0f Si vous \u00eates aidant\u2022e salari\u00e9\u2022e, votre salaire est pris en compte dans l\u2019\u00e9tude de vos droits \u00e0 l\u2019APL.<\/li><li>Si vous \u00eates aidant\u2022e non salari\u00e9\u2022e mais d\u00e9dommag\u00e9\u2022e, la somme per\u00e7ue n\u2019est pas prise en compte dans le calcul de vos droits APL.<\/li><\/ul><p data-block-id=\"99c840f9-ee96-41e1-ba1e-b0d77ceb0145\" data-pm-slice=\"1 1 []\">Concernant les tranches d&#8217;imposition et les successions, la l\u00e9gislation est la m\u00eame pour tous. Si vous touchez la PCH ou toute autre aide, cela ne change rien. \u00c9videment, ces aides s&#8217;arr\u00eatent au d\u00e9c\u00e8s de la personne qui les per\u00e7oit.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5ffeb1c elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5ffeb1c\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-db5646a\" data-id=\"db5646a\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1293712 elementor-widget elementor-widget-text-editor\" data-id=\"1293712\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<strong>Situations<\/strong>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-af61468\" data-id=\"af61468\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-841e092 elementor-widget elementor-widget-text-editor\" data-id=\"841e092\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>D\u00e9claration aux imp\u00f4ts ?<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-cbbe3f6\" data-id=\"cbbe3f6\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0993c9e elementor-widget elementor-widget-text-editor\" data-id=\"0993c9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<strong>Imposable ?<\/strong>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-e0063c5\" data-id=\"e0063c5\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-158c5bc elementor-widget elementor-widget-text-editor\" data-id=\"158c5bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<strong>Cotisations sociales ?<\/strong>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-06697b2 elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"06697b2\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-546ffef\" data-id=\"546ffef\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a0e74fe elementor-widget elementor-widget-text-editor\" data-id=\"a0e74fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tAidant familial non salari\u00e9 mais d\u00e9dommag\u00e9 par la PCH\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-f88fe0a\" data-id=\"f88fe0a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2a9d72a elementor-widget elementor-widget-text-editor\" data-id=\"2a9d72a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tOui, dans la cat\u00e9gorie b\u00e9n\u00e9fices non commerciaux\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-cb07b26\" data-id=\"cb07b26\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e13f6bc elementor-widget elementor-widget-text-editor\" data-id=\"e13f6bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tNon\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-25200ba\" data-id=\"25200ba\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1aa34f3 elementor-widget elementor-widget-text-editor\" data-id=\"1aa34f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tNon\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f927ad8 elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f927ad8\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-1231d98\" data-id=\"1231d98\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ba802ca elementor-widget elementor-widget-text-editor\" data-id=\"ba802ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tAidant familial salari\u00e9 de la personne qu\u2019il ou elle aide\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-bd635eb\" data-id=\"bd635eb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-23ffb9c elementor-widget elementor-widget-text-editor\" data-id=\"23ffb9c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tOui, comme un revenu normal, il vient s\u2019ajouter \u00e0 vos revenus d\u00e9j\u00e0 existants comme la retraite notamment\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-01b7ae9\" data-id=\"01b7ae9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a3028da elementor-widget elementor-widget-text-editor\" data-id=\"a3028da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tOui\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-f20bf4b\" data-id=\"f20bf4b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b5a7e1f elementor-widget elementor-widget-text-editor\" data-id=\"b5a7e1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tOui\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-d4fbd12 e-flex e-con-boxed e-con e-parent\" data-id=\"d4fbd12\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-39317b5 elementor-widget elementor-widget-spacer\" data-id=\"39317b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aea8509 elementor-hidden-desktop elementor-hidden-tablet e-flex e-con-boxed e-con e-parent\" data-id=\"aea8509\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-20ead71 elementor-widget elementor-widget-jet-table\" data-id=\"20ead71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-jet-table jet-elements\">\n\t\t<div class=\"jet-table-wrapper jet-table-responsive-tablet jet-table-responsive-mobile\">\n\t\t\t<table class=\"jet-table jet-table--fa5-compat\">\n\t\t\t\t<thead class=\"jet-table__head\"><tr class=\"jet-table__head-row\"><th class=\"jet-table__cell elementor-repeater-item-83d94a3 jet-table__head-cell\" colspan=\"1\" scope=\"col\"><div class=\"jet-table__cell-inner\"><div class=\"jet-table__cell-content\"><div class=\"jet-table__cell-text\">Situations<\/div><\/div><\/div><\/th><th class=\"jet-table__cell elementor-repeater-item-493e60a jet-table__head-cell\" colspan=\"1\" scope=\"col\"><div class=\"jet-table__cell-inner\"><div class=\"jet-table__cell-content\"><div class=\"jet-table__cell-text\">D\u00e9claration aux imp\u00f4ts ?<\/div><\/div><\/div><\/th><th class=\"jet-table__cell elementor-repeater-item-81ee20e jet-table__head-cell\" colspan=\"1\" scope=\"col\"><div class=\"jet-table__cell-inner\"><div class=\"jet-table__cell-content\"><div class=\"jet-table__cell-text\">Imposable ?<\/div><\/div><\/div><\/th><th class=\"jet-table__cell elementor-repeater-item-1de606f jet-table__head-cell\" colspan=\"1\" scope=\"col\"><div class=\"jet-table__cell-inner\"><div class=\"jet-table__cell-content\"><div class=\"jet-table__cell-text\">Cotisations sociales ?<\/div><\/div><\/div><\/th><\/tr><\/thead>\n\t\t\t\t\t\t\t\t<tbody class=\"jet-table__body\"><td class=\"jet-table__cell elementor-repeater-item-758ae34 jet-table__body-cell\" colspan=\"1\"><div class=\"jet-table__cell-inner\"><div class=\"jet-table__cell-content\"><div class=\"jet-table__cell-text\">Aidant familial non salari\u00e9 mais d\u00e9dommag\u00e9 par la PCH<\/div><\/div><\/div><\/td><td class=\"jet-table__cell elementor-repeater-item-7bfd3f6 jet-table__body-cell\"><div class=\"jet-table__cell-inner\"><div class=\"jet-table__cell-content\"><div class=\"jet-table__cell-text\">Oui, dans la cat\u00e9gorie b\u00e9n\u00e9fices non commerciaux<\/div><\/div><\/div><\/td><td class=\"jet-table__cell elementor-repeater-item-53caccc jet-table__body-cell\"><div class=\"jet-table__cell-inner\"><div class=\"jet-table__cell-content\"><div class=\"jet-table__cell-text\">Non<\/div><\/div><\/div><\/td><td class=\"jet-table__cell elementor-repeater-item-dfbc4af jet-table__body-cell\"><div class=\"jet-table__cell-inner\"><div class=\"jet-table__cell-content\"><div class=\"jet-table__cell-text\">Non<\/div><\/div><\/div><\/td><tr class=\"jet-table__body-row elementor-repeater-item-a35ff46\"><td class=\"jet-table__cell elementor-repeater-item-da5fffa jet-table__body-cell\"><div class=\"jet-table__cell-inner\"><div class=\"jet-table__cell-content\"><div class=\"jet-table__cell-text\">Aidant familial salari\u00e9 de la personne qu\u2019il ou elle aide<\/div><\/div><\/div><\/td><td class=\"jet-table__cell elementor-repeater-item-68a3a1f jet-table__body-cell\"><div class=\"jet-table__cell-inner\"><div class=\"jet-table__cell-content\"><div class=\"jet-table__cell-text\">Oui, comme un revenu normal, il vient s\u2019ajouter \u00e0 vos revenus d\u00e9j\u00e0 existants comme la retraite notamment<\/div><\/div><\/div><\/td><td class=\"jet-table__cell elementor-repeater-item-733b90c jet-table__body-cell\"><div class=\"jet-table__cell-inner\"><div class=\"jet-table__cell-content\"><div class=\"jet-table__cell-text\">Non<\/div><\/div><\/div><\/td><td class=\"jet-table__cell elementor-repeater-item-983a5e4 jet-table__body-cell\"><div class=\"jet-table__cell-inner\"><div class=\"jet-table__cell-content\"><div class=\"jet-table__cell-text\">Oui<\/div><\/div><\/div><\/td><\/tr><\/tbody>\n\t\t\t<\/table>\n\t\t<\/div>\n\n\t\t<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-43864a5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"43864a5\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b3d8805\" data-id=\"b3d8805\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a25314a elementor-widget elementor-widget-text-editor\" data-id=\"a25314a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><br \/>\u26a0\ufe0f<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2ba11a7\" data-id=\"2ba11a7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-29e1c14 elementor-widget elementor-widget-text-editor\" data-id=\"29e1c14\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Il est fortement conseill\u00e9 si vous doutez de la v\u00e9racit\u00e9 de vos dires lorsque vous d\u00e9clarez vos revenus, de contacter un\u2022e assistant\u2022e social\u2022e, la MDPH, l\u2019URSSAF ou la caisse des imp\u00f4ts locale. <strong>Cela vous permettra d\u2019\u00e9viter de potentielles erreurs et des redressement fiscaux ou des r\u00e9gularisations de l\u2019URSSAF.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-f6616d2 e-flex e-con-boxed e-con e-parent\" data-id=\"f6616d2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a5d210e elementor-widget elementor-widget-spacer\" data-id=\"a5d210e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-28832fe e-flex e-con-boxed e-con e-parent\" data-id=\"28832fe\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9caad54 elementor-widget elementor-widget-heading\" data-id=\"9caad54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Focus : cumul PCH avec retraite progressive ou emploi-retraite<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f109f2a e-flex e-con-boxed e-con e-parent\" data-id=\"f109f2a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cc2ba21 elementor-widget elementor-widget-text-editor\" data-id=\"cc2ba21\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Certaines situations de retraite partielle ou diff\u00e9r\u00e9e soul\u00e8vent des questions sp\u00e9cifiques lorsqu\u2019elles sont combin\u00e9es avec le statut d\u2019aidant familial b\u00e9n\u00e9ficiant de la Prestation de Compensation du Handicap (PCH), c\u2019est pourquoi il est important de pouvoir y r\u00e9pondre.<br \/><br \/><\/p><ul><li>La <a href=\"https:\/\/www.lassuranceretraite.fr\/portail-info\/home\/actif\/je-souhaite-partir-plus-tot\/retraite-progressive.html\">retraite progressive<\/a> permet \u00e0 une personne de percevoir une partie de sa pension tout en retraite tout en continuant \u00e0 exercer une activit\u00e9 professionnelle \u00e0 temps r\u00e9duit.<br \/>\u27a1\ufe0f Ce dispositif est accessible sous conditions d\u2019\u00e2ge et de trimestres obtenus, il est mis en place dans le secteur priv\u00e9 particuli\u00e8rement.<br \/>\u27a1\ufe0f Le temps total consacr\u00e9 aux activit\u00e9s du retrait\u00e9 ne doit pas d\u00e9passer 80% d\u2019un temps plein, sans quoi la retraite progressive est nulle.<\/li><li>Le <a href=\"https:\/\/www.service-public.fr\/particuliers\/vosdroits\/F13243\">cumul emploi-retraite<\/a> permet \u00e0 un\u2022e retrait\u00e9\u2022e d\u2019exercer une activit\u00e9 r\u00e9mun\u00e9r\u00e9e apr\u00e8s la liquidation de ses droits \u00e0 la retraite (c\u2019est-\u00e0-dire que tous ses trimestres de cotisations sont compt\u00e9s et il.elle ne peut plus obtenir de nouveau trimestre ni un recalcul de pension).<\/li><\/ul><p>Cumuler l\u2019un des types de retraite susmentionn\u00e9s avec un statut d\u2019aidant familial peut soulever plusieurs interrogations l\u00e9gitimes.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-34eda0f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"34eda0f\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-747967d\" data-id=\"747967d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8877199 elementor-widget elementor-widget-accordion\" data-id=\"8877199\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1431\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1431\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Suis-je assimil\u00e9\u2022e \u00e0 une activit\u00e9 professionnelle si je suis aidant\u2022e \u00e0 la retraite ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1431\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1431\"><p><strong>Oui<\/strong>, seulement si vous \u00eates aidant familial salari\u00e9\u2022e et qu\u2019il y a l\u2019\u00e9tablissement d\u2019un contrat de travail.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1432\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1432\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">La r\u00e9mun\u00e9ration per\u00e7ue au titre de la Prestation de compensation du handicap (PCH) est-elle incluse dans les plafonds de ressources autoris\u00e9s pour la reprise d\u2019activit\u00e9 professionnelle ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1432\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1432\"><p><strong>Oui, en partie.<\/strong> La r\u00e9mun\u00e9ration vers\u00e9e via la PCH est assimil\u00e9e \u00e0 un revenu d\u2019activit\u00e9 salariale, donc si vous faites un cumul PCH aidant familial et retraite vous ne devriez pas d\u00e9passer votre plafond de ressources.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1433\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1433\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Y a-t-il un impact sur la validation de trimestres ou le recalcul des droits \u00e0 pension, notamment pour ceux en retraite progressive ? <\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1433\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1433\"><p><strong>Oui<\/strong>, l\u2019aidant\u2022e r\u00e9mun\u00e9r\u00e9\u2022e via la PCH en retraite progressive cotise obligatoirement \u00e0 l\u2019Assurance vieillesse, donc il continue d\u2019acqu\u00e9rir des trimestres de retraite et d\u2019augmenter le montant final de sa pension de retraite.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1434\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1434\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Quelles d\u00e9marches faire si l\u2019aidant familial est r\u00e9mun\u00e9r\u00e9 via le CESU tout en \u00e9tant encore partiellement actif ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1434\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1434\"><ul><li>Pour l\u2019aid\u00e9 : il fait une demande de PCH aupr\u00e8s de la MDPH et embauche officiellement l&#8217;aidant familial via le CESU \u201ctiers aidant\u201d de l\u2019URSSAF.<\/li><li>Pour l&#8217;aidant partiellement actif : il doit d\u00e9clarer son activit\u00e9 d\u2019aidant comme un emploi salari\u00e9 aupr\u00e8s de l\u2019URSSAF.<br \/>\u27a1\ufe0f S&#8217;il est en retraite progressive, il faut s\u2019assurer que le cumul de toutes ses activit\u00e9s reste inf\u00e9rieur \u00e0 80% d\u2019un temps plein, sans quoi il perd le b\u00e9n\u00e9fice de la retraite progressive.<br \/>\u27a1\ufe0f S\u2019il est en cumul emploi-retraite, il doit d\u00e9clarer cette activit\u00e9 \u00e0 sa caisse de retraite et v\u00e9rifier que tout est en ordre aupr\u00e8s d\u2019un\u2022e conseiller\u2022\u00e8re.<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-32f4d49 e-flex e-con-boxed e-con e-parent\" data-id=\"32f4d49\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0993308 elementor-widget elementor-widget-spacer\" data-id=\"0993308\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-282c932 e-flex e-con-boxed e-con e-parent\" data-id=\"282c932\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-98335b3 elementor-widget elementor-widget-heading\" data-id=\"98335b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Articulation avec la carte mobilit\u00e9 inclusion (CMI)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8d554b6 e-flex e-con-boxed e-con e-parent\" data-id=\"8d554b6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1aa7a8e elementor-widget elementor-widget-image\" data-id=\"1aa7a8e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1200\" height=\"630\" src=\"https:\/\/orthopus.com\/wp-content\/uploads\/2025\/07\/IMG-250630-CMI.webp\" class=\"attachment-full size-full wp-image-17188\" alt=\"\" srcset=\"https:\/\/orthopus.com\/wp-content\/uploads\/2025\/07\/IMG-250630-CMI.webp 1200w, https:\/\/orthopus.com\/wp-content\/uploads\/2025\/07\/IMG-250630-CMI-300x158.webp 300w, https:\/\/orthopus.com\/wp-content\/uploads\/2025\/07\/IMG-250630-CMI-1024x538.webp 1024w, https:\/\/orthopus.com\/wp-content\/uploads\/2025\/07\/IMG-250630-CMI-768x403.webp 768w, https:\/\/orthopus.com\/wp-content\/uploads\/2025\/07\/IMG-250630-CMI-600x315.webp 600w, https:\/\/orthopus.com\/wp-content\/uploads\/2025\/07\/IMG-250630-CMI-200x105.webp 200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2e4ea8b e-flex e-con-boxed e-con e-parent\" data-id=\"2e4ea8b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f08146e elementor-widget elementor-widget-text-editor\" data-id=\"f08146e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La <a href=\"https:\/\/orthopus.com\/fr\/dossier-mdph\/ouverture-droits-mdph-carte-mobilite-inclusion\/\">Carte Mobilit\u00e9 Inclusion<\/a> (CMI) est une carte officielle d\u00e9livr\u00e9e par la <a href=\"https:\/\/mdphenligne.cnsa.fr\/\">Maison D\u00e9partementale des Personnes Handicap\u00e9es<\/a> (MDPH) de votre <a href=\"https:\/\/view.genially.com\/684c22bdcbfcf59b8d269f0f\/interactive-content-cartemdph\">d\u00e9partement<\/a>. Elle permet \u00e0 une personne en situation de handicap ou dont la mobilit\u00e9 est r\u00e9duite de b\u00e9n\u00e9ficier de certains avantages au quotidien tels que :<\/p><ul><li>Se <strong>garer sur les places handicap\u00e9es<\/strong> si elle porte la mention \u201cstationnement\u201d.<\/li><li>Avoir des <strong>r\u00e9ductions ou des priorit\u00e9s<\/strong> dans les transports, les files d\u2019attente, les mus\u00e9es ou parcs d\u2019attraction etc.<\/li><li>De <strong>faciliter les d\u00e9placements conjoints avec l\u2019aidant<\/strong>.<\/li><\/ul><p>Ces avantages ne sont possibles que si la CMI contient les mentions relatives \u00e0 ceux-ci : \u201cstationnement\u201d pour se garer sur les places r\u00e9serv\u00e9es, \u201cpriorit\u00e9\u201d pour couper les files, et \u201cinvalidit\u00e9\u201d pour ouvrir des droits sociaux comme les r\u00e9ductions SNCF, les places accompagnateurs gratuites, etc.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2eee095 e-flex e-con-boxed e-con e-parent\" data-id=\"2eee095\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d2aebf7 elementor-widget elementor-widget-video\" data-id=\"d2aebf7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?si=UTQI9a0CyM-cIZ-L&amp;source_ve_path=MTY0NTA2LDE2NDUwNg&amp;v=VXuthDRbpsI&amp;feature=youtu.be&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-604684c e-flex e-con-boxed e-con e-parent\" data-id=\"604684c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0e7574b elementor-widget elementor-widget-text-editor\" data-id=\"0e7574b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>La CMI n\u2019impacte pas directement le cumul PCH aidant familial et retraite mais elle renforce la reconnaissance administrative du r\u00f4le d\u2019aidant\u2022e.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3c00ce9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3c00ce9\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-8747c25\" data-id=\"8747c25\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dbb624c elementor-widget elementor-widget-text-editor\" data-id=\"dbb624c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><br \/>\ud83d\udc19<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4a32e82\" data-id=\"4a32e82\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2263836 elementor-widget elementor-widget-text-editor\" data-id=\"2263836\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Le tuto du poulpe : <a href=\"https:\/\/www.sep-ensemble.fr\/droits-demarches\/la-carte-mobilite-inclusion-cmi\">comment demander une carte mobilit\u00e9 inclusion ?<\/a><\/strong><\/p><p>\u00a0<\/p><p>Afin d\u2019obtenir le pr\u00e9cieux s\u00e9same, vous devrez faire <a href=\"https:\/\/orthopus.com\/fr\/dossier-mdph\/ouverture-droits-mdph-dossier-en-ligne\/\">votre demande aupr\u00e8s de la MDPH<\/a> de votre r\u00e9gion via le <a href=\"https:\/\/www.formulaires.service-public.fr\/gf\/cerfa_15692.do\">formulaire Cerfa n\u00b015692*01<\/a>, accompagn\u00e9 d\u2019un certificat m\u00e9dical de moins de six mois et d\u2019une photocopie de la pi\u00e8ce d\u2019identit\u00e9 du demandeur.<\/p><p>Votre dossier est ensuite \u00e9tudi\u00e9 par une \u00e9quipe pluridisciplinaire de la MDPH. S\u2019ensuit une autre \u00e9tude aupr\u00e8s de la Commission des droits (CDAPH) qui transmet sa d\u00e9cision au Pr\u00e9sident ou \u00e0 la Pr\u00e9sidente du Conseil d\u00e9partemental.<\/p><p>Si la r\u00e9ponse est positive, vous recevez un <a href=\"https:\/\/www.mdph13.fr\/Lists\/FAQ\/DispForm.aspx?ID=58&amp;ContentTypeId=0x01006DCF629E16A742D4B40AFAEE040E2D4F0018AB1BE324E93740B588685EF2F2537F\">courrier d\u2019appel-photo<\/a> puis, sous r\u00e9ception de votre r\u00e9ponse \u00e0 ce courrier, la carte est envoy\u00e9e dans les 10 jours.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-ee3a260 e-flex e-con-boxed e-con e-parent\" data-id=\"ee3a260\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8129338 elementor-widget elementor-widget-spacer\" data-id=\"8129338\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c14bf3f e-flex e-con-boxed e-con e-parent\" data-id=\"c14bf3f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-975ec8c elementor-widget elementor-widget-heading\" data-id=\"975ec8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Droits au r\u00e9pit, \u00e0 la formation et au soutien des aidants retrait\u00e9s<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4f8b018 e-flex e-con-boxed e-con e-parent\" data-id=\"4f8b018\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-14c0802 elementor-widget elementor-widget-text-editor\" data-id=\"14c0802\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>En plus d\u2019un cumul PCH aidant familial et retraite, les aidant\u2022es ont droit \u00e0 des aides compl\u00e9mentaires qu\u2019elles soient mises en place par l\u2019\u00c9tat ou par des associations. Elles visent en premier lieu \u00e0 limiter l\u2019\u00e9puisement des aidant\u2022es et \u00e0 leur offrir un peu de temps personnel afin de mieux g\u00e9rer leur r\u00f4le au quotidien.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a9f9208 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a9f9208\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8e45b4d\" data-id=\"8e45b4d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3505a42 elementor-widget elementor-widget-accordion\" data-id=\"3505a42\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-5551\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-5551\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Droit au r\u00e9pit (via l\u2019Allocation personnalis\u00e9e d\u2019autonomie - APA)<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5551\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-5551\"><ul><li>Les aidant\u2022es d\u2019une personne \u00e2g\u00e9e en situation de d\u00e9pendance et correspondant aux crit\u00e8res <a href=\"https:\/\/www.service-public.fr\/particuliers\/vosdroits\/F1229\">GIR 1 \u00e0 4<\/a>, peuvent profiter d\u2019un <a href=\"https:\/\/orthopus.com\/fr\/aidant\/halte-repit\/\">droit de r\u00e9pit<\/a> encadr\u00e9 par l\u2019APA.<\/li><li>Ce dispositif permet de financer des solutions de r\u00e9pit comme l\u2019accueil de jour, l\u2019h\u00e9bergement temporaire, les haltes r\u00e9pit, etc.<\/li><li>Le montant est fix\u00e9 jusqu&#8217;\u00e0 <a href=\"https:\/\/www.pour-les-personnes-agees.gouv.fr\/solutions-pour-les-aidants\/soutien-financier\/l-aide-au-repit-dans-le-cadre-de-l-apa\">573.77\u20ac par an en 2025<\/a>.<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-5552\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-5552\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Ch\u00e8que r\u00e9pit, relais \u00e0 domicile et s\u00e9jours aidants-aid\u00e9s<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5552\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-5552\"><p>Certains conseils d\u00e9partementaux, caisses de retraites et associations &#8211; comme <a href=\"https:\/\/www.apf-francehandicap.org\/\">APF France Handicap<\/a> &#8211; proposent des ch\u00e8ques r\u00e9pit qui financent des interventions ponctuelles \u00e0 domicile, des s\u00e9jours aidant\u2022es-aid\u00e9\u2022es, etc.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-5553\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-5553\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Formations pour aidant\u2022es<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5553\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-5553\"><p>Plusieurs <a href=\"https:\/\/orthopus.com\/fr\/aidant\/aidant-formation-aidant-familial\/\">organismes<\/a>, notamment associatifs, proposent des <a href=\"https:\/\/formation.aidants.fr\/\">formations gratuites<\/a> \u00e0 destination des aidant\u2022es.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-5554\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-5554\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Soutien psychologique<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5554\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-5554\"><p>Des plateformes comme <a href=\"https:\/\/handicap.gouv.fr\/communautes-360-structuration-dun-reseau-de-professionnels-soutenant-les-parcours-de-vie-des\">Plateforme 360 Handicap<\/a> ou <a href=\"https:\/\/www.allo-alzheimer.fr\/\">Allo Alzheimer<\/a> offrent des lignes d\u2019\u00e9coute t\u00e9l\u00e9phonique et des groupes de parole destin\u00e9s aux aidants familiaux.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-453cd08 e-flex e-con-boxed e-con e-parent\" data-id=\"453cd08\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72394c5 elementor-widget elementor-widget-spacer\" data-id=\"72394c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cea7cc2 e-flex e-con-boxed e-con e-parent\" data-id=\"cea7cc2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-11d8901 elementor-widget elementor-widget-heading\" data-id=\"11d8901\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Aspects internationaux : aidants retrait\u00e9s \u00e0 l\u2019\u00e9tranger ou avec carri\u00e8res internationales<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-681b838 e-flex e-con-boxed e-con e-parent\" data-id=\"681b838\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aa865c5 elementor-widget elementor-widget-text-editor\" data-id=\"aa865c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Les retrait\u00e9\u2022es expatri\u00e9\u2022es ou ayant des carri\u00e8res internationales peuvent se heurter \u00e0 des difficult\u00e9s pour acc\u00e9der \u00e0 la <a href=\"https:\/\/www.service-public.fr\/particuliers\/vosdroits\/F14202\">Prestation de compensation du handicap<\/a> car celle-ci est vers\u00e9e par les d\u00e9partements fran\u00e7ais et est soumise \u00e0 des conditions strictes de r\u00e9sidence en France.<\/p><p>\u00a0<\/p><ul><li><strong>Si l\u2019aidant\u2022e vit en France mais que l\u2019aid\u00e9\u2022e vit \u00e0 l\u2019\u00e9tranger<\/strong>, la PCH est nulle et ne peut plus \u00eatre accord\u00e9e car le principal demandeur ne r\u00e9side plus de fa\u00e7on stable en France.<\/li><li><strong>Si l\u2019aid\u00e9\u2022e vit en France mais que l\u2019aidant\u2022e vit \u00e0 l\u2019\u00e9tranger<\/strong>, la PCH est active puisque le principal demandeur vit en France mais il faudra que l\u2019aidant\u2022e puisse t\u00e9moigner d\u2019une aide active et r\u00e9guli\u00e8re pour \u00eatre d\u00e9dommag\u00e9\u2022e par la PCH et que le dossier soit accept\u00e9 en commission.<\/li><\/ul><p>Si la personne a cotis\u00e9 \u00e0 l\u2019\u00e9tranger, cela n\u2019emp\u00eache pas d\u2019avoir droit \u00e0 la PCH, \u00e0 condition qu\u2019elle r\u00e9side de mani\u00e8re stable et r\u00e9guli\u00e8re en France au moment de la demande. Cependant des impacts fiscaux sont potentiellement \u00e0 prendre en compte selon les conventions internationales et les r\u00e9glementations.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d565509 e-flex e-con-boxed e-con e-parent\" data-id=\"d565509\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a2d8070 elementor-widget elementor-widget-spacer\" data-id=\"a2d8070\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0d96ecd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0d96ecd\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7b2d8bf\" data-id=\"7b2d8bf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1d7c38d elementor-widget elementor-widget-text-editor\" data-id=\"1d7c38d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><br \/>\ud83d\udc19<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-692fa81\" data-id=\"692fa81\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-802a6de elementor-widget elementor-widget-text-editor\" data-id=\"802a6de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Le coup de pouce du poulpe : o\u00f9 se renseigner ?<\/strong><\/p><p>\u00a0<\/p><p>Pour les d\u00e9marches sp\u00e9cifiques et les situations complexes comme des doubles r\u00e9sidence ou les expatriations, vous pouvez vous renseignez aupr\u00e8s des interlocuteurs suivants :<\/p><p>\u00a0<\/p><ul><li>Les consulats et les services sociaux des postes diplomatiques<br \/>\u27a1\ufe0f <a href=\"https:\/\/www.diplomatie.gouv.fr\/fr\/le-ministere-et-son-reseau\/organisation-et-annuaires\/ambassades-et-consulats-francais-a-l-etranger\/\">Trouver mon consulat<\/a><\/li><li>La <a href=\"https:\/\/www.cfe.fr\/\">Caisse des Fran\u00e7ais \u00e0 l\u2019\u00c9tranger<\/a><\/li><li>La <a href=\"https:\/\/mdphenligne.cnsa.fr\/\">MDPH<\/a> (si l\u2019aidant r\u00e9side \u00e0 l\u2019\u00e9tranger et l\u2019aid\u00e9 en France)<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-b223941 e-flex e-con-boxed e-con e-parent\" data-id=\"b223941\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4fc2402 elementor-widget elementor-widget-spacer\" data-id=\"4fc2402\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-03c7c80 e-flex e-con-boxed e-con e-parent\" data-id=\"03c7c80\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ace495d elementor-widget elementor-widget-heading\" data-id=\"ace495d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Impact successoral : r\u00e9cup\u00e9ration sur succession et pr\u00e9cautions \u00e0 prendre<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-75614fc e-flex e-con-boxed e-con e-parent\" data-id=\"75614fc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1cceab7 elementor-widget elementor-widget-text-editor\" data-id=\"1cceab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La PCH n\u2019est pas une aide successorale, c\u2019est-\u00e0-dire qu\u2019elle ne s\u2019h\u00e9rite pas et ne se transmet pas de personnes en personnes. Il faut ainsi faire tr\u00e8s attention \u00e0 avertir la <a href=\"https:\/\/mdphenligne.cnsa.fr\/\">Maison D\u00e9partementale des Personnes Handicap\u00e9es<\/a> (MDPH) du d\u00e9c\u00e8s de la personne aid\u00e9e, car si les sommes continuent \u00e0 \u00eatre per\u00e7ues par un tiers, ce tiers devra rembourser int\u00e9gralement le trop-plein.<\/p><p><br \/>Dans un cas inverse, si, du vivant du demandeur ou de la demandeuse, il y a eu un trop per\u00e7u ou une erreur, le\u2022la conjoint\u2022e ou les enfants du b\u00e9n\u00e9ficiaire devront rembourser ou pourront toucher \u00e0 posteriori la somme PCH d\u00fbe.<\/p><p><br \/>Pour l\u2019aidant\u2022e d\u2019une personne d\u00e9c\u00e9d\u00e9e, il n\u2019y a \u00e9videmment aucun remboursement \u00e0 faire aux organismes si les aides ont \u00e9t\u00e9 per\u00e7ues l\u00e9galement. Nous vous conseillons quand m\u00eame de conserver tous les documents et justificatifs re\u00e7us pendant la p\u00e9riode d\u2019aide fournie afin de pouvoir les fournir si les imp\u00f4ts ou les finances vous les demandent.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-415b80f e-flex e-con-boxed e-con e-parent\" data-id=\"415b80f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bdeef47 elementor-widget elementor-widget-spacer\" data-id=\"bdeef47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b62fd9a e-flex e-con-boxed e-con e-parent\" data-id=\"b62fd9a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ecb177b elementor-widget elementor-widget-heading\" data-id=\"ecb177b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Enjeux politiques et perspectives d\u2019\u00e9volution du droit au cumul<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e541738 e-flex e-con-boxed e-con e-parent\" data-id=\"e541738\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e27b504 elementor-widget elementor-widget-text-editor\" data-id=\"e27b504\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Depuis la mise en place de la strat\u00e9gie <a href=\"https:\/\/handicap.gouv.fr\/sites\/handicap\/files\/2023-10\/Dossier-de-presse-strategie-des-aidants-2023-2027.pdf\">\u201cAgir pour les aidants\u201d qui s\u2019\u00e9tale de 2023 \u00e0 2027<\/a>, le gouvernement vise \u00e0 structurer les droits des aidant\u2022es sur tout le territoire en accentuant le rep\u00e9rage sur le territoire. Sont \u00e9galement mis en place de fa\u00e7on intensive des plateformes de r\u00e9pit et des interlocuteurs uniques pour chaque d\u00e9partement &#8211; simplifiant les d\u00e9marches en un seul point. Toutefois, les moyens mis en \u0153uvre varient selon les d\u00e9partements, ce qui bouscule ce plan d\u2019harmonisation nationale, notamment en ce qui concerne les modalit\u00e9s de cumul d\u2019aides avec un emploi en \u00e9tant retrait\u00e9\u2022e. C\u2019\u00e9tait d\u00e9j\u00e0 l\u2019une des revendications du bilan de la strat\u00e9gie nationale <a href=\"https:\/\/solidarites.gouv.fr\/sites\/solidarite\/files\/2023-10\/Bilan-Strategie-Agir-pour-les-aidants-2020-2023_0.pdf\">\u201cAgir pour les aidants\u201d de 2020 \u00e0 2022<\/a>, menant de fait \u00e0 un souhait global de cr\u00e9ation d\u2019un <strong>statut clair d\u2019aidant familial retrait\u00e9<\/strong>.<\/p><p><br \/>Dans ce m\u00eame bilan, on retrouve \u00e9galement une demande de simplification administrative et d\u2019une meilleure prise en compte dans le calcul des retraites. C\u2019est notamment le cas pour les dispositifs les plus complexes comme l\u2019<a href=\"https:\/\/www.la-retraite-en-clair.fr\/parcours-professionnel-regimes-retraite\/periode-inactivite-retraite\/assurance-vieillesse-parents-foyer-droits-conditions\">Assurance Vieillesse des Parents au Foyer<\/a> (AVPF) et de l\u2019<a href=\"https:\/\/www.monparcourshandicap.gouv.fr\/aidant\/l-assurance-vieillesse-des-aidants-AVA\">Assurance Vieillesse des Aidants<\/a> (AVA). Ceux-ci valident des trimestres de retraites aux aidant\u2022es en contrepartie de leur engagement humain, mais ils sont encore peu connus et complexes \u00e0 activer. \u00c0 cela s&#8217;ajoutent des d\u00e9marches longues et fastidieuses pour obtenir des aides comme l\u2019<a href=\"https:\/\/www.caf.fr\/allocataires\/aides-et-demarches\/droits-et-prestations\/handicap\/l-allocation-journaliere-du-proche-aidant-ajpa\">Allocation Journali\u00e8re du Proche Aidant<\/a> (AJPA).<\/p><p><br \/>Afin d\u2019obtenir ce statut d\u2019aidant familial retrait\u00e9 et de faciliter l\u2019acc\u00e8s \u00e0 des dispositifs d\u2019aides, il est essentiel que les aidant\u2022es ne restent pas isol\u00e9s et travaillent main dans la main pour d\u00e9fendre leurs droits et se soutenir mutuellement face aux d\u00e9marches administratives.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8fb4eea e-flex e-con-boxed e-con e-parent\" data-id=\"8fb4eea\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b7c50ee elementor-widget elementor-widget-spacer\" data-id=\"b7c50ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6ab5697 e-flex e-con-boxed e-con e-parent\" data-id=\"6ab5697\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3493693 elementor-widget elementor-widget-heading\" data-id=\"3493693\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Foire aux questions <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f91a07a elementor-widget elementor-widget-heading\" data-id=\"f91a07a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Peut-on cumuler la PCH (Prestation de Compensation du Handicap) et une pension de retraite en tant qu\u2019aidant familial ?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a9986f9 elementor-widget elementor-widget-text-editor\" data-id=\"a9986f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Oui, la PCH peut \u00eatre cumul\u00e9e avec une pension de retraite, sans suspendre cette derni\u00e8re.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ce47de elementor-widget elementor-widget-heading\" data-id=\"8ce47de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Quelles sont les conditions pour b\u00e9n\u00e9ficier du cumul entre la PCH et la retraite ?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fe9629 elementor-widget elementor-widget-text-editor\" data-id=\"6fe9629\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Afin de b\u00e9n\u00e9ficier du cumul entre la PCH et la retraite, il faut :<\/p><ul><li>Que l\u2019aid\u00e9\u2022e soit reconnu.e par la MDPH (sans condition d\u2019\u00e2ge).<\/li><li>Que l\u2019aid\u00e9\u2022e ait une incapacit\u00e9 \u00e9valu\u00e9e \u00e0 au moins 80% et pr\u00e9sente de fait, des limitations dans les actes de la vie quotidienne.<\/li><\/ul><p>Aucun plafond de ressources n\u2019emp\u00eache le cumul PCH avec la retraite, mais le taux de prise en charge peut varier suivant les revenus de la personne aid\u00e9e.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a323cda elementor-widget elementor-widget-heading\" data-id=\"a323cda\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Quelle est la diff\u00e9rence entre le d\u00e9dommagement d\u2019aidant familial et le salaire d\u2019aidant familial pour un retrait\u00e9 ?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6381dca elementor-widget elementor-widget-text-editor\" data-id=\"6381dca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Le <a href=\"https:\/\/orthopus.com\/fr\/aidant\/dedommagement-aidant-familial-non-salarie\/dedommagement-aidant-familial-non-salarie\/\"><strong>d\u00e9dommagement<\/strong> <\/a>au titre de la PCH est une aide financi\u00e8re vers\u00e9e \u00e0 la personne aid\u00e9e pour compenser la pr\u00e9sence de son aidant et renouvelable tous les dix ans.<\/p><p>Percevoir un <strong>salaire d\u2019aidant familial<\/strong> signifie que vous \u00eates employ\u00e9\u2022e par la personne que vous aidez, il y a donc un contrat de travail avec les r\u00e9glementations qui y sont li\u00e9es. Comme cela est per\u00e7u comme un emploi, vous pouvez obtenir le statut d\u2019emploi-retraite et ainsi cumuler les deux revenus, \u00e0 condition d\u2019avoir liquid\u00e9 votre pension auparavant.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3c0fde8 e-flex e-con-boxed e-con e-parent\" data-id=\"3c0fde8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8a0e35e elementor-widget elementor-widget-heading\" data-id=\"8a0e35e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Y a-t-il un plafond de revenus \u00e0 ne pas d\u00e9passer pour cumuler la PCH et la retraite ?\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5130092 elementor-widget elementor-widget-text-editor\" data-id=\"5130092\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Non, aucun plafond de revenus n\u2019est \u00e0 d\u00e9passer pour cumuler la PCH et la retraite. Cependant, la prise en charge de certaines composantes de la PCH d\u00e9pend des revenus de la personne aid\u00e9e et peut <a href=\"https:\/\/www.monparcourshandicap.gouv.fr\/aides\/la-prestation-de-compensation-du-handicap-pch\">faire varier la prise en charge<\/a> :<\/p><ul><li>100% de prise en charge si les ressources annuelles sont inf\u00e9rieures \u00e0 30 915\u20ac par an.<\/li><li>80% de prise en charge si les ressources annuelles sont sup\u00e9rieures \u00e0 30 915\u20ac par an.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ce20e6 elementor-widget elementor-widget-heading\" data-id=\"9ce20e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Comment d\u00e9clarer les sommes per\u00e7ues au titre de la PCH quand on est retrait\u00e9 ? Sont-elles imposables ?\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-128c978 elementor-widget elementor-widget-text-editor\" data-id=\"128c978\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Les sommes per\u00e7ues au titre de la PCH quand on est retrait\u00e9\u2022e ne sont pas imposables. La PCH est exon\u00e9r\u00e9e d\u2019imp\u00f4ts sur le revenu et n\u2019est pas d\u00e9compt\u00e9e pour les prestations successorales, que vous soyez d\u00e9dommag\u00e9\u2022e ou salari\u00e9\u2022e.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-99bf849 elementor-widget elementor-widget-heading\" data-id=\"99bf849\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Quelles sont les conditions pour toucher l\u2019allocation journali\u00e8re de proche aidant (AJPA) en \u00e9tant \u00e0 la retraite ?\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63b0b21 elementor-widget elementor-widget-text-editor\" data-id=\"63b0b21\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Si vous \u00eates \u00e0 la retraite et ne cumulez pas un emploi \u00e0 c\u00f4t\u00e9, vous ne pouvez pas b\u00e9n\u00e9ficier de l\u2019<a href=\"https:\/\/www.pour-les-personnes-agees.gouv.fr\/solutions-pour-les-aidants\/soutien-financier\/l-allocation-journaliere-du-proche-aidant-qu-est-ce-que-c-est\">Allocation journali\u00e8re de proche aidant<\/a> (AJPA), car elle est destin\u00e9e aux actifs. En revanche, si vous cumulez bien un emploi avec votre retraite, vous pouvez bien la toucher si vous remplissez les conditions suivantes :<\/p><ul><li>R\u00e9sidence stable en France<\/li><li>Lien \u00e9troit et r\u00e9gulier avec la personne aid\u00e9e<\/li><li>Reconnaissance d\u2019un handicap par la <a href=\"https:\/\/mdphenligne.cnsa.fr\/\">MDPH<\/a> \u00e0 80% d\u2019incapacit\u00e9 ou de <a href=\"https:\/\/www.service-public.fr\/particuliers\/vosdroits\/F1229\">perte d\u2019autonomie GIR 1 \u00e0 4<\/a><\/li><li>Demande de <a href=\"https:\/\/www.service-public.fr\/particuliers\/vosdroits\/F16920\">cong\u00e9 proche aidant<\/a> pr\u00e9alable aupr\u00e8s de l\u2019employeur\u2022e, sauf cas exceptionnel d\u2019ind\u00e9pendant.<\/li><\/ul><p>Concr\u00e8tement, si vous b\u00e9n\u00e9ficiez d\u2019un cumul PCH aidant familial et retraite, vous pouvez toucher l\u2019AJPA (\u00e0 la condition que vous \u00eates salari\u00e9 bien \u00e9videmment).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-89a1134 e-flex e-con-boxed e-con e-parent\" data-id=\"89a1134\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2861b82 elementor-widget elementor-widget-html\" data-id=\"2861b82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script type=\"application\/ld+json\">\r\n{\r\n  \"@context\": \"https:\/\/schema.org\",\r\n  \"@graph\": [\r\n    {\r\n      \"@type\": \"WebPage\",\r\n      \"@id\": \"https:\/\/orthopus.com\/fr\/dossier-mdph\/cumul-pch-aidant-familial-et-retraite\/\",\r\n      \"url\": 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\"https:\/\/orthopus.com\/fr\/dossier-mdph\/cumul-pch-aidant-familial-et-retraite\/\" },\r\n      \"isPartOf\": { \"@id\": \"https:\/\/orthopus.com\/fr\/dossier-mdph\/cumul-pch-aidant-familial-et-retraite\/\" },\r\n      \"author\": { \"@id\": \"https:\/\/orthopus.com\/fr\/equipage\/\" },\r\n      \"publisher\": {\r\n        \"@type\": \"Organization\",\r\n        \"name\": \"Orthopus\",\r\n        \"url\": \"https:\/\/orthopus.com\/fr\/\",\r\n        \"logo\": {\r\n          \"@type\": \"ImageObject\",\r\n          \"url\": \"https:\/\/orthopus.com\/wp-content\/uploads\/2022\/04\/logo-orthopus.png\"\r\n        }\r\n      },\r\n      \"image\": [\r\n        \"https:\/\/orthopus.com\/wp-content\/uploads\/2025\/01\/pch-aidant-retraite.jpg\"\r\n      ],\r\n      \"about\": [\r\n        { \"@type\": \"Thing\", \"name\": \"Prestation de compensation du handicap (PCH)\" },\r\n        { \"@type\": \"Thing\", \"name\": \"Aidant familial retrait\u00e9\" },\r\n        { \"@type\": \"Thing\", \"name\": \"Cumul emploi-retraite\" },\r\n        { \"@type\": \"Thing\", \"name\": \"Retraite progressive\" },\r\n        { \"@type\": \"Thing\", \"name\": \"Carte mobilit\u00e9 inclusion (CMI)\" }\r\n      ],\r\n      \"keywords\": \"PCH, aidant familial, retraite, cumul PCH retraite, BNC, ASPA, APL, CMI, droit au r\u00e9pit\"\r\n    },\r\n    {\r\n      \"@type\": \"FAQPage\",\r\n      \"@id\": \"https:\/\/orthopus.com\/fr\/dossier-mdph\/cumul-pch-aidant-familial-et-retraite\/\",\r\n      \"mainEntity\": [\r\n        {\r\n          \"@type\": \"Question\",\r\n          \"name\": \"Peut-on cumuler la PCH et une pension de retraite en tant qu\u2019aidant familial ?\",\r\n          \"acceptedAnswer\": {\r\n            \"@type\": \"Answer\",\r\n            \"text\": \"Oui. Le d\u00e9dommagement au titre de la PCH n\u2019est pas un salaire et n\u2019entra\u00eene pas de suspension ou de r\u00e9duction de la pension de retraite du r\u00e9gime g\u00e9n\u00e9ral.\"\r\n          }\r\n        },\r\n        {\r\n          \"@type\": \"Question\",\r\n          \"name\": \"Quelles conditions pour b\u00e9n\u00e9ficier du cumul PCH et retraite ?\",\r\n          \"acceptedAnswer\": {\r\n            \"@type\": \"Answer\",\r\n            \"text\": \"La personne aid\u00e9e doit \u00eatre reconnue par la MDPH avec un taux d\u2019incapacit\u00e9 d\u2019au moins 80 % ou des limitations majeures d\u2019autonomie. Aucun plafond de ressources ne bloque le cumul, mais le taux de prise en charge PCH peut varier selon les revenus de l\u2019aid\u00e9\u00b7e.\"\r\n          }\r\n        },\r\n        {\r\n          \"@type\": \"Question\",\r\n          \"name\": \"D\u00e9dommagement PCH vs salaire d\u2019aidant : quelle diff\u00e9rence pour un retrait\u00e9 ?\",\r\n          \"acceptedAnswer\": {\r\n            \"@type\": \"Answer\",\r\n            \"text\": \"Le d\u00e9dommagement PCH n\u2019implique pas de contrat de travail ni de cotisations sociales standard. Le salaire d\u2019aidant implique un contrat (ex. CESU), des cotisations et rel\u00e8ve d\u2019un cumul emploi-retraite si la pension est liquid\u00e9e.\"\r\n          }\r\n        },\r\n        {\r\n          \"@type\": \"Question\",\r\n          \"name\": \"Les sommes per\u00e7ues au titre de la PCH sont-elles imposables \u00e0 la retraite ?\",\r\n          \"acceptedAnswer\": {\r\n            \"@type\": \"Answer\",\r\n            \"text\": \"Le d\u00e9dommagement PCH n\u2019est pas imposable. En cas d\u2019emploi salari\u00e9 d\u2019aidant, la r\u00e9mun\u00e9ration est imposable et soumise \u00e0 cotisations sociales.\"\r\n          }\r\n        },\r\n        {\r\n          \"@type\": \"Question\",\r\n          \"name\": \"Existe-t-il un plafond de revenus pour cumuler PCH et retraite ?\",\r\n          \"acceptedAnswer\": {\r\n            \"@type\": \"Answer\",\r\n            \"text\": \"Non. Toutefois, le taux de prise en charge PCH varie : 100 % si ressources annuelles de l\u2019aid\u00e9\u00b7e \u2264 30 915 \u20ac ; 80 % au-del\u00e0.\"\r\n          }\r\n        },\r\n        {\r\n          \"@type\": \"Question\",\r\n          \"name\": \"Puis-je percevoir l\u2019AJPA en \u00e9tant \u00e0 la retraite ?\",\r\n          \"acceptedAnswer\": {\r\n            \"@type\": \"Answer\",\r\n            \"text\": \"L\u2019AJPA est destin\u00e9e aux actifs. Un retrait\u00e9 peut la percevoir uniquement s\u2019il cumule un emploi et remplit les conditions (cong\u00e9 proche aidant, lien avec l\u2019aid\u00e9\u00b7e, crit\u00e8res MDPH, etc.).\"\r\n          }\r\n        },\r\n        {\r\n          \"@type\": \"Question\",\r\n          \"name\": \"La CMI a-t-elle un impact sur le cumul PCH et retraite ?\",\r\n          \"acceptedAnswer\": {\r\n            \"@type\": \"Answer\",\r\n            \"text\": \"La CMI (priorit\u00e9, invalidit\u00e9, stationnement) n\u2019impacte pas directement le cumul, mais elle facilite les d\u00e9placements, priorit\u00e9s et droits associ\u00e9s au quotidien.\"\r\n          }\r\n        },\r\n        {\r\n          \"@type\": \"Question\",\r\n          \"name\": \"Quelles pr\u00e9cautions de d\u00e9claration prendre ?\",\r\n          \"acceptedAnswer\": {\r\n            \"@type\": \"Answer\",\r\n            \"text\": \"Conserver attestations et relev\u00e9s PCH, d\u00e9clarer correctement (BNC pour le d\u00e9dommagement, traitements et salaires en cas d\u2019emploi), et informer sa caisse de retraite en cas de doute pour \u00e9viter suspensions ou r\u00e9gularisations.\"\r\n          }\r\n        }\r\n      ]\r\n    }\r\n  ]\r\n}\r\n<\/script>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10c80cc elementor-widget elementor-widget-spacer\" data-id=\"10c80cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4741ec9 e-flex e-con-boxed e-con e-parent\" data-id=\"4741ec9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b6c0749 elementor-widget elementor-widget-heading\" data-id=\"b6c0749\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Sources :<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-827cd79 e-flex e-con-boxed e-con e-parent\" data-id=\"827cd79\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-daa5005 elementor-widget elementor-widget-text-editor\" data-id=\"daa5005\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div 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rel=\"nofollow\">https:\/\/www.monparcourshandicap.gouv.fr\/aidant\/l-assurance-vieillesse-des-aidants-AVA<\/a><\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Cumul PCH aidant familial et retraite : entre engagement solidaire, droits reconnus et complexit\u00e9s administratives Comprendre la PCH et le r\u00f4le d\u2019aidant familial retrait\u00e9 Imaginez un instant : vous \u00eates Charlie Bucket. Vous vivez dans une petite maison bringuebalante avec toute votre famille, vous mangez de la soupe au chou tous les soirs, et votre [&hellip;]<\/p>\n","protected":false},"author":15,"featured_media":0,"parent":7287,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_jet_sm_ready_style":"","_jet_sm_style":"","_jet_sm_controls_values":"","_jet_sm_fonts_collection":"","_jet_sm_fonts_links":"","footnotes":""},"class_list":["post-17016","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cumul PCH aidant familial et retraite : Guide Complet<\/title>\n<meta name=\"description\" content=\"Peut-on cumuler PCH et retraite en tant qu\u2019aidant familial ? 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